Infrastructure Stack

Our Partner
Ecosystem

The infrastructure stack powering crypto-collateralized lending for U.S. credit unions.

Circle
★ Circle Alliance Partner
Circle Alliance Partner

Listed in the Circle Alliance Directory — a curated network of companies building on Circle's financial infrastructure and USDC ecosystem.
partners.circle.com/partner/aetherumai →

Building on Arc — The Economic OS · Stablecoin-native L1 →  Arc Testnet integration live · Milestone 2: Arc Mainnet Q3 2026

Ecosystem Note

Circle National Trust Bank →  OCC preliminary conditional approval · First National Digital Currency Bank, N.A. · July 2026

USDC Collateral Flows
Stablecoin collateral acceptance and settlement
Cross-Chain Transfer Protocol (CCTP)
Native USDC cross-chain movement
Programmable Wallet Infrastructure
Embedded wallet layer for member-facing collateral flows
Blockchain Infrastructure
Pharos Network
Layer 1 Blockchain
Ethereum
Base Layer Blockchain
Solana
Layer 1 Blockchain
Arc Network
L1 Blockchain — Circle Native

Arc is the stablecoin-native L1 — The Economic OS for real-world finance. USDC as the native gas token. Sub-second deterministic finality. Native Circle-stack integration (USDC, CCTP, Gateway). Aetherum's Milestone 2 settlement infrastructure.

ARC TESTNET LIVE · MAINNET Q3 2026
Integration Partners
Circle
Stablecoin Infrastructure
Jack Henry
Core Banking
Fiserv
Core Banking
FIS
Core Banking
Corelation
Core Banking
Institutional Custody
Custody Infrastructure
Sardine
Compliance Infrastructure
Bank Data Connectivity
Bank Connectivity
Collateral Connectivity

Member wallet & exchange onboarding with signed proof of ownership

Mesh
Collateral Transfer Rail
Plaid
Bank Data Connectivity · Certified
Paxos
Stablecoin Infrastructure
Ripple / XRPL
Blockchain Settlement
Proprietary Compliance Architecture
ERC-3643

Proprietary compliance modules deployed on Ethereum — USJurisdiction, CollateralLTV, and CUMember attestation. Every loan application triggers a live on-chain check, verifiable on Etherscan.

TRUSTLESS BY DESIGN PATENTS PENDING
ERC-7943

Official Ethereum RWA standard. Aetherum's collateral token implements IERC7943Fungible — canTransact(), canTransfer(), setFrozenTokens(), and forcedTransfer() — delegating to all three ERC-3643 compliance modules. Every compliance check is on-chain and verifiable.

UNIVERSAL RWA INTERFACE PATENTS PENDING
ONCHAINID
ERC-734 / ERC-735 · Base Mainnet

Per-credit-union identity infrastructure deployed on Base mainnet. Each member's KYC clearance is stored as a cryptographic claim on their ONCHAINID — owned by the credit union, enforced by the chain. Every claim issuance and revocation generates a tamper-evident compliance receipt for NCUA examination.

CU-OWNED CONTRACTS PATENTS PENDING