Infrastructure Stack

Our Partner
Ecosystem

The infrastructure stack powering crypto-collateralized lending for U.S. credit unions.

Circle
★ Circle Alliance Partner
Circle Alliance Partner

Listed in the Circle Alliance Directory — a curated network of companies building on Circle's financial infrastructure and USDC ecosystem.
partners.circle.com/partner/aetherumai →

Building on Arc — The Economic OS · Stablecoin-native L1 →  Arc Testnet integration live · Milestone 2: Arc Mainnet Q3 2026

USDC Collateral Flows
Stablecoin collateral acceptance and settlement
Cross-Chain Transfer Protocol (CCTP)
Native USDC cross-chain movement
Programmable Wallet Infrastructure
Embedded wallet layer for member-facing collateral flows
Blockchain Infrastructure
Pharos Network
Layer 1 Blockchain
Ethereum
Base Layer Blockchain
Solana
Layer 1 Blockchain
Arc Network
L1 Blockchain — Circle Native

Arc is the stablecoin-native L1 — The Economic OS for real-world finance. USDC as the native gas token. Sub-second deterministic finality. Native Circle-stack integration (USDC, CCTP, Gateway). Aetherum's Milestone 2 settlement infrastructure.

ARC TESTNET LIVE · MAINNET Q3 2026
Integration Partners
Circle
Stablecoin Infrastructure
Jack Henry
Core Banking
Fiserv
Core Banking
FIS
Core Banking
Corelation
Core Banking
Institutional Custody
Custody Infrastructure
Compliance & Risk Infrastructure
Compliance Infrastructure
Bank Data Connectivity
Bank Connectivity
Collateral Connectivity

Member wallet & exchange onboarding with signed proof of ownership

Mesh
Collateral Transfer Rail
Plaid
Bank Data Connectivity · Certified
Paxos
Stablecoin Infrastructure
Ripple / XRPL
Blockchain Settlement
Proprietary Compliance Architecture
ERC-3643

Proprietary compliance modules deployed on Ethereum — USJurisdiction, CollateralLTV, and CUMember attestation. Every loan application triggers a live on-chain check, verifiable on Etherscan.

TRUSTLESS BY DESIGN PATENTS PENDING
ERC-7943

Official Ethereum RWA standard. Aetherum's collateral token implements IERC7943Fungible — canTransact(), canTransfer(), setFrozenTokens(), and forcedTransfer() — delegating to all three ERC-3643 compliance modules. Every compliance check is on-chain and verifiable.

UNIVERSAL RWA INTERFACE PATENTS PENDING
ONCHAINID
ERC-734 / ERC-735 · Base Mainnet

Per-credit-union identity infrastructure deployed on Base mainnet. Each member's KYC clearance is stored as a cryptographic claim on their ONCHAINID — owned by the credit union, enforced by the chain. Every claim issuance and revocation generates a tamper-evident compliance receipt for NCUA examination.

CU-OWNED CONTRACTS PATENTS PENDING