Effective Date: March 10, 2026
This Privacy Policy describes how Aetherum, Inc. (“Aetherum,” “we,” “us,” or “our”) collects, uses, shares, and protects information in connection with the Aetherum platform and our website at aetherum.ai.
Aetherum is a business-to-business (B2B) platform. We do not offer services directly to individual consumers. When we process member data on behalf of a credit union or institutional partner, we act as a data processor under the direction of the Institution (the data controller).
We collect names, email addresses, phone numbers, and job titles of authorized representatives at partner institutions for account management, communications, and support.
When a credit union member uses the Aetherum-powered lending workflow, the Institution may transmit member data to our platform for processing. This may include identity information, financial account data, digital asset holdings, and loan application details. Aetherum processes this data solely on behalf of and under the instructions of the Institution.
When you visit aetherum.ai, we may collect standard web analytics data such as IP address, browser type, pages visited, and referring URL.
We use information to:
We process information based on the following legal bases:
We share information only as necessary to provide our services. Our sub-processors include:
We do not sell personal information. We may disclose information if required by law, regulation, legal process, or governmental request.
We retain institutional contact information for the duration of the business relationship and for a reasonable period thereafter for record-keeping purposes.
Member data processed on behalf of partner institutions is retained in accordance with the terms of the applicable MSA and regulatory requirements. Unless otherwise specified, we retain transaction and loan records for seven (7) years following the end of the business relationship, consistent with financial services record-keeping requirements.
Our website uses cookies limited to:
We do not use advertising or tracking cookies. We do not participate in cross-site tracking or behavioral advertising.
We implement industry-standard security measures to protect information, including:
While we take reasonable precautions to protect information, no method of electronic transmission or storage is 100% secure.
Depending on your jurisdiction, you may have rights regarding your personal information, including the right to access, correct, delete, or port your data, and the right to restrict or object to certain processing.
If you are a credit union member whose data is processed through our platform, please contact your credit union directly to exercise your rights, as the credit union is the data controller for your information.
Institutional contacts may exercise their rights by contacting us at legal@aetherum.ai.
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).
We do not sell personal information. We do not share personal information for cross-context behavioral advertising. We do not use or disclose sensitive personal information for purposes beyond those authorized by the CCPA/CPRA.
California residents may contact us at legal@aetherum.ai to exercise their rights under the CCPA/CPRA.
Aetherum operates as a service provider to credit unions and financial institutions under the Gramm-Leach-Bliley Act (GLBA). The credit union or financial institution using our platform is the covered financial institution responsible for providing privacy notices to its members and customers as required by GLBA and Regulation P.
Our handling of nonpublic personal information received from partner institutions is governed by our MSA and applicable data processing agreements.
We may update this Privacy Policy from time to time. For material changes, we will provide at least thirty (30) days’ prior written notice to partner institutions. The updated policy will be posted on this page with a revised effective date.
For questions about this Privacy Policy or our data practices, please contact:
Aetherum, Inc.
Email: legal@aetherum.ai