Give your members access to USD liquidity without selling their digital assets — no tax events, no lost upside. Aetherum's turnkey platform layers onto your existing core with institutional-grade custody, compliance, and real-time risk management.
Your existing infrastructure wasn't designed for digital assets. Adding crypto capabilities typically means expensive, risky core overhauls.
Unclear regulatory frameworks and evolving security requirements make digital asset adoption feel like a minefield for compliance teams.
Deposits are migrating to fintechs, neobanks, and crypto exchanges that offer yield and modern digital experiences your members expect.
Tight budgets, long vendor contracts, and limited tech resources make it nearly impossible to compete with fintech-level product speed.
AI-driven lending with dynamic LTV ratios and real-time rate adjustments. Members borrow USD against BTC, ETH, and other assets — no liquidation surprises.
DACS ScoringAutonomous collateral monitoring, yield optimization, risk alerts, and compliance automation. Your team gets institutional-grade coverage without the headcount.
Always OnWhite-label wallet custody where your credit union holds the keys directly. Embedded KYC/AML with real-time transaction monitoring and automated compliance reporting.
CU-Owned CustodyCustomizable coverage for hacks, custody failures, smart contract risk, and market volatility. Automated claims processing and payouts for member protection.
Full CoverageREST APIs and middleware layer onto your existing banking core — Symitar, DNA, Corelation, or others. No rip-and-replace. Go live in weeks, not years.
Plug & PlayBranded digital wallet experience for your members with custody, staking, and payment capabilities — all under your credit union's brand.
White LabelDACS is Aetherum's proprietary risk assessment engine that evaluates crypto collateral in real time across five key dimensions. Unlike static LTV models, DACS continuously recalibrates to protect your credit union and optimize borrower terms.
We map your core system, compliance requirements, and member demographics to configure the platform.
Middleware connects to your banking core with secure account linking and institutional custody — no core changes required.
Automated KYC/AML integration, regulatory reporting templates, and risk thresholds customized to your institution's policies.
White-label platform goes live. AI agents begin monitoring. Your team gets dashboards, alerts, and ongoing support.
Turning crypto's fastest-growing lending model into bank-grade infrastructure with programmable risk and insured collateralization.
Read Article →Build modern member services with lifecycle tokens, compliant payments, multi-chain reporting, and standardized counterparty scoring.
Read Article →Institutional rails for digital assets—tokenization, AI compliance, real-time tracking, and standardized risk scoring.
Read Article →See the live platform. Schedule a 30-minute demo with our team.